Health Benefits Frequently Asked Questions

  • Yes, each year during open enrollment.
  • If you or your spouse choose to join this program at a later date, you’ll be asked to provide proof of continuous coverage—for example, a letter from the insurance carrier of your prior employer’s group health plan.
  • Please let us know 30 days before the effective date of your Medicare benefits.
  • Yes. United takes Medicare benefits into account in calculating plan benefits payable to you.
  • It’s done automatically as soon as you submit your Medicare card showing you’re signed up for Parts A and B.
  • Retirees and their dependents may enroll in the retiree health plan even if they have pre-existing health conditions that might make them ineligible for other health plans. However, enrollment in the HMO Option is open to retirees and their eligible dependents except those who participate in a hospice program or have end-stage renal disease.

  • Yes. Call Employee Benefits at 1-800-582-5056 and ask for a retiree health program enrollment/change form. Complete and return the forms with a copy of the marriage certificate or court-appointed documentation.
  • Your former dependents need to call Employee Benefits at 1-800-582-5056 and request COBRA within 30 days of losing coverage.

    View COBRA rates.