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Con Edison Retiree Health Program Open Enrollment for 2026

Open enrollment for benefits in 2026 will run from Wednesday, November 19 through Wednesday December 3,2025. 

Anthem Blue Cross Blue Shield

Con Edison is changing its medical provider from Cigna to Anthem Blue Cross Blue Shield, effective January 1, 2026. The pharmacy plan will remain unchanged with CVS Caremark and SilverScript. The Emblem Health and Aetna HMO plans will also remain unchanged.

If you’d like to continue with the same plan, no further action is required. Anthem will replace Cigna as your healthcare provider effective January 1, 2026.

  • We are moving from Cigna to Anthem Blue Cross Blue Shield (BCBS) as our medical plan vendor which is available in all 50 states.
  • Your medical plan’s design is not changing.
  • Anthem offers a vast provider network with a 98% overlap with current Cigna providers.
  • You’ll receive a new medical ID card for medical benefits.
  • CVS Caremark/SilverScript will continue to administer your prescription drug coverage
  • Anthem’s enhanced service model includes personalized support from an Anthem Guide.
  • Emblem Health and Aetna HMO plans will not change. 

Affiliated Physician

  • Preventive care is covered 100% in your medical plan; therefore, retirees will no longer be eligible for services at Affiliated Physicians effective January 1st, 2026. 

Student Status Verification

Student status verification is no longer required. Effective January 1, 2026, retirees can cover dependents up to age 23, regardless of full-time student status. Benefits for those dependents will automatically terminate on the last day of the month of their dependents’ 23rd birthday. 

Open Enrollment

Retiree Open Enrollment will be November 19 to December 3, 2025.The annual open enrollment mailing was mailed in early November.

For all retirees- No action is needed, if you would like to continue with the same plan. Anthem will replace Cigna as your healthcare provider effective January 1, 2026.

2026 Open Enrollment Materials

2026 Dental Open Enrollment

Retiree dental plan open enrollment for 2026 will run from Wednesday, November 19 through Wednesday, December 3,2025

Please note that:

  • If you do not wish to make any changes, no action is necessary, and your current enrollment will continue for 2026; there is no need to contact Con Edison.
  • Whenever you change coverage to another option, you must remain in that option for at least two years before you can make another coverage change.

If you are currently enrolled in the Con Edison Retiree Dental Plan, a 2026 Open Enrollment letter was mailed your home with plan details and instruction on how to make changes to your coverage.

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